Moneybookers Prepaid MasterCard^®

The prepaid card that's great to use both home and abroad

Pay with your Moneybookers MasterCard online or offline, anywhere MasterCard cards are accepted.

• Your card is linked to your Moneybookers account. Any payments received can be accessed instantly.
• Stay safe while shopping online or abroad (Chip & PIN security)
• Track your spending online 24/7
• Available currencies: EURGBPUSDPLN

Topping up is easy

• Local bank transfer no fee
• Online bank transfer* [?]no fee
• iDEAL online banking system (Netherlands) no fee
• Debit cards* no fee
• Sofortbanking (Sofortüberweisung) no fee
• All major credit cards 1.9%
• Local credit and debit cards 1.9%
• Other local payment options 0.7 - 1.5%
• Payouts from other Moneybookers users no fee

*If available in your country.

Our fees

• Only €10 annual fee, no monthly fees
• Free online/offline shopping transactions
• ATM cash withdrawal at fixed €1.80 fee, home or abroad
• Foreign exchange only 1.99% [?]

Considering other prepaid cards?
Please make sure to check all applicable fees (top-up, shopping, ATM, administrative, foreign exchange, inactivity etc.)

Save €6/£6* each time you fly with Ryanair!

Ryanair charges an administration fee of €6/£6, except when payments are made by a Prepaid MasterCard card*.

Why the Moneybookers Prepaid MasterCard?
Our prepaid card is convenient and cost-efficient, and particularly suitable for the frequent traveler with low FX rate and fixed low ATM fees abroad.

Frequently asked questions

Who can apply for a Moneybookers Prepaid MasterCard card?
Anyone who is over 18 years old, resides in the European Union and has a fully verified Moneybookers account can apply for the card.

What is the maximum/minimum balance?
Unlike many prepaid cards, with Moneybookers there is no maximum or minimum balance. Also, there is no minimum top-up amount.

Can I use the card abroad?
Yes. It is much easier and more comfortable than having to deal with foreign currencies. Your card is accepted anywhere MasterCard cards are accepted.

Can I use the card to share money?
Yes, you can send money to anyone with a Moneybookers account. Sharing money between cards means that the person you want to share money with must be eligible to get his/her own Moneybookers MasterCard (i.e. be 18+ and reside within the EU*). Sending money to other Moneybookers users attracts a fee of 1% capped at €0.50 (whatever the amount, you will never pay more than €0.50 per transaction). This fee is charged to the sender.

Is there a cancellation and redemption fee?
There are no cancellation nor redemption fee, you can retrieve the funds on your card at any time without additional charges.

What are the transaction limits?
€1000/day for payments by card (either online or offline); €250/day for cash withdrawal.

Can I withdraw funds from my Moneybookers account?
Yes, you can withdraw funds to a bank account or a Visa card at a fixed €1.80 fee.

Will I be required identity verification documents?
Yes, this is a standard requirement for all card issuers. We require good quality full-color scans, photos or hard copies of your ID and a current utility bill or a bank statement. Please note that the copies do not need to be certified.

What is the Online Bank Transfer service?
Online Bank Transfer is a service that facilitates using your existing online banking system with your Prepaid MasterCard. The advantage over conventional bank transfers is that your card is credited instantly, without the need to wait 1-2 days for transactions to clear. Currently the Online Bank Transfer service works with most major banks in the UK, Germany, France, Italy, Spain, Sweden, Poland, Finland and Estonia.

Note: Limits are subject to change depending on your account status. If your Moneybookers account currency is not in Euro, all fees and limits will be converted accordingly.

* In the area of issuance of Newcastle Building Society

What is a prepaid card?

Prepaid cards bridge a gap between credit cards and debit cards.

Acceptance

Prepaid cards can be used almost anywhere credit cards are accepted - shops, restaurants, online shops or ATM cash withdrawals. However, there are certain limitations: transactions that require pre-authorisation, such as automated gas stations, may not be able to process prepaid card payments.

Availability

Unlike credit cards, prepaid cards do not require credit checks. Hence a prepaid card is typically easier to obtain than a credit card.

Balance

Unlike credit cards, prepaid cards have no overdraft facility available as spend is limited to the amount that has been uploaded to the card.

Unlike debit cards, a prepaid card is not associated with a bank account but with a virtual account such as the Moneybookers Digital Wallet. Hence transactions made by a prepaid card do not appear on bank statements but on your Moneybookers Digital Wallet history.

Security and fraud protection

Our Moneybookers prepaid MasterCard features "chip and PIN" technology that provides the same level of security as that of most contemporary credit or debit cards. However, prepaid cards do not offer the same level of consumer protection that credit cards may provide. Flight booking insurance for example is not normally featured by prepaid cards (unless otherwise specified).

Usage

Prepaid cards are mainly used as a supplemental means of payment with the following benefits:

• Purchasing goods and services that are normally paid by credit card, but without actually using a credit card
• Using abroad or at unknown sites as added fraud precaution because your bank account will not be compromised
• Added privacy (transactions do not appear on bank statements)
• Budgeting for travel or other expenses
• Using as a backup payment card

US shopping and delivery service

Many online merchants in the US don't ship overseas, and when they do, there are still those customs formalities to deal with.

We have partnered with Skyshop Logistics INC in Miami to provide our customers with smooth and hassle-free shopping experience.

How it works

All US purchases are delivered securely to a dedicated address in Miami, then duly inspected and forwarded to Europe for customs clearance. All formalities are handled professionally on behalf of the buyer. Purchases are then forwarded to the buyer's home address.

This service is available to all holders of Skrill (Moneybookers) Digital Wallet account. The Moneybookers Prepaid MasterCard is not required, however it is a recommendable payment method to complete your US shopping transactions. Prepaid card holders also receive $4 off each shipment.

Payments

Shopping transactions can be made by any payment method that is accepted by the US merchant. Subsequent payments for shipping and customs clearance can be made through the Skrill Digital Wallet exclusively. Please make sure to calculate all applicable charges and top-up your balance accordingly.

Benefits

• US Delivery address in Miami, Florida
• Less 7% state sales tax
• Items are inspected and can be returned if damaged
• Customs cleared on behalf of the Buyer
• Returns greatly facilitated
• Personal shopper service for items that are not sold online
• Competitive overseas shipping rates

Learn more at http://worldpost.skrill.com

* Currently this service is available in the UK, Ireland, France, Belgium, Netherlands, Germany, Spain, Portugal, Italy, Hungary, Croatia, Denmark, Sweden, Finland, Poland, Lithuania, Latvia, Estonia, Romania and Bulgaria.